Can I buy Health Insurance that is Not Obamacare?
Can I buy health insurance that is Not Obamacare?
Your question asking, Can I Buy Health Insurance That is Not Obamacare? The answer is a simple Yes! You can buy health insurance that is not Obamacare, subsidies including premium tax credits and cost-sharing reductions, help individuals and families with low incomes to obtain health insurance that is not Obamacare.
But what about middle-income earners? Those that earn too much to qualify for help but who don’t make enough money to offset the costs of rising health insurance premiums and healthcare costs? If that’s you, then you’re feeling the “middle-class squeeze.”
The middle-class squeeze is the result of stagnant wages combined with rising costs of basic necessities, such as rent, health insurance that is not Obamacare and medical care. Over a long enough period of time it means downward mobility for many of us.
If this sounds like your situation it’s worth shopping around and even identifying the health insurance that is not Obamacare alternatives that could help stretch your healthcare dollars. Carefully learn about the Health insurance that is not Obamacare in the sub headings below.
Get the best deal on your major medical health plan
It’s still good practice to carry major medical coverage and be in compliance with the ACA. Because you don’t qualify for health insurance that is not Obamacare assistance, it makes sense to comparison shop outside of HealthCare.gov and your state’s exchange for major medical insurance that complies with the Affordable Care Act’s individual mandate.
However, it’s not uncommon to find better prices off the federal exchange.
Three common sources for ACA-compliant health insurance plans sold in the private market include:
Private, online health insurance exchanges (e.g., eHealthInsurance.com) that quote and sell plans from different companies. Learn more about how to shop for health insurance plans online.
Carrier-specific websites like Healthedeals. Compare options now or learn more about finding a reputable carrier (health insurance company).
Licensed health insurance producers (i.e., agents and brokers) in your area. Decide if working with an agent is right for you, and locate an agent in your state.
Supplemental insurance makes your high deductible affordable
The general rule of thumb when it comes to health plan costs is: low premium = higher deductible and vice versa.
It may seem contradictory to buy additional health plans when you feel financially strained, but that could be a solution.
Supplemental products known as medical gap insurance pay a “fixed-cash benefit” directly to you (usually in the form of a check or direct deposit).
You can then use those funds however you need to help cover your expenses. That may mean paying off your major medical deductible or other out of pocket medical expenses like your co-insurance.
Or you could use the funds to replace lost income by covering your rent, groceries, and childcare. It’s your money; you choose how to use it. So the question, Can I buy Health Insurance that is Not Obamacare? can be concluded that it is possible to get health Insurance that is not Obamacare.
For more information please call ObamacareQuotes today at (800) 811-2640