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Critical Illness Insurance

Protecting Your Peace of Mind

At ObamacareQuotes.com, we understand that facing a critical illness diagnosis is a life-altering moment that can bring both physical and financial challenges. While your core health insurance provides essential coverage, it may not cover all the costs associated with a critical illness or the personal expenses that can accumulate during recovery. This is where Critical Illness Insurance steps in to provide you with the financial support you need.

What Is Critical Illness Insurance?

Critical Illness Insurance is designed to protect your budget and provide peace of mind during challenging times. It offers cash benefits when you are diagnosed with a covered critical illness, in addition to any other insurance you may already have. These cash benefits can be used without restrictions, helping you manage expenses ranging from hospital bills to groceries, giving you the flexibility to focus on recovery.

Benefits at a Glance

How Critical Illness Insurance Works

When you are diagnosed with a covered critical illness, you can easily submit claims for benefits. Benefits are paid for approved diagnoses and procedures based on a pre-determined schedule of benefits. Whether you receive further medical treatment or not, you will receive the benefits to support your recovery.

Additional Features and Benefits

Specialized Support

We are committed to providing specialized resources and support to our insured individuals diagnosed with critical illnesses, including cancer and Parkinson’s disease. Your well-being is our priority, and we are here to assist you throughout your journey to recovery.

Real-Life Example: Meet Tommie


Tommie’s story illustrates the value of Critical Illness Insurance. After waking up in the hospital with no memory of how he got there, Tommie learns he had a heart attack and spends three days in the hospital. The total cost of his treatment amounts to $26,000, with an out-of-pocket expense of $8,675.

Tommie files a claim through his Critical Illness Insurance and receives a benefit payment of $15,000. This payment covers his out-of-pocket costs, leaving him with $6,325 to spend as he wishes.

Disclaimer: The benefits mentioned are based on coverage that includes a $15,000 basic benefit amount under policy GVCIP2 for most states. Benefits may vary by state and individual employer offerings.

At ObamacareQuotes.com, we believe in providing you with comprehensive insurance solutions that protect your health and financial well-being. Learn more about Critical Illness Insurance and how it can bring you peace of mind during challenging times. Contact us today or visit our website for more information. Your health and financial security are our top priorities.

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You can enroll in coverage right now through special enrollment.

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You can get help from a licensed insurance agent right away. It’s always free and confidential. Talk to someone about your options and have them guide you through the process. You can enroll over the phone or online.

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