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25 Sep
2018

Is Health Insurance More Expensive For Foreigners?

Is Health Insurance More Expensive For Foreigners

Is Health Insurance More Expensive For Foreigners

Foreigners can purchase their health insurance plans prior to or after the start of their traveling to the United States. Many foreigners often ask “Is health insurance more expensive for foreigners?” Of course, health insurance for foreigners visiting the United States is both affordable and invaluable.

This post will feature health insurance for foreigners, cost of medical expenses for foreigners, factors that determine coverage costs, emergency care costs, amount of International Medical Insurance Plans, among others.

Foreigners Health Insurance

Foreigners wishing to visit the United States can purchase their health insurance plans prior to or after the start of travel. These foreigners’ health insurance plans can last between five days to three years and they include direct payments to certain hospitals and doctors.

Cost of Medical Expenses for Foreigners

Many foreigners desire to know is health insurance more expensive for foreigners and the typical costs for medical expenses at US healthcare facilities or hospitals. The reason is not far-fetched. They want to know how much insurance coverage should be bought when traveling to the USA, either as a visitor or as an expatriate.

It is not easy to determine an exact amount of medical expenses for visitors. This is because the cost of healthcare varies by illness, procedure and healthcare facility. There is significant variation in the cost of treating different illnesses. For instance, it is more costly to treat a kidney stone than treating fever.

Factors that Determine Cost of Health Coverage for Foreigners

The amount of money that a foreigner spends on health coverage depends on certain factors like:

• How long such foreigner will be staying. When a foreigner stays for longer period, he or she might require a higher maximum coverage amount.
• The ease with which such foreigner can pay above the max coverage amount.
• The ease with which such foreigner can return to his or her home country in case further treatment is needed. A foreigner who doesn’t intend to stay the US for extended care can consider opting for a lower maximum coverage amount, provided he has free insurance in his home country. However, those that desire to stay in the US for treatment care can consider opting for higher maximum coverage amounts.

Costs of Emergency Care for Foreigners

You may want to know the cost of an emergency room visit. A recent study conducted by the National Institute for Health revealed that 8,000 US patients across the U.S, pays $2,168 for an emergency room visit.

An upside of working with International Health Insurance providers is that they will often direct you to the best healthcare facility at the lowest prices.

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