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Is Medicaid and Obamacare the Same

is medicaid and obamacare the same

Many individuals and families who are in search of affordable health insurance often find Obamacare and Medicaid so confusing that they consider them the same thing. In actual sense, is Medicaid and Obamacare the same? This post will clarify the differences that exist between Medicaid and Obamacare, the possibility of getting both at the same time, how to apply for Medicaid and its eligibility.

Is Medicaid and Obamacare the Same?

Is Medicaid and Obamacare the same? No, they are not. An outstanding difference between Medicaid and Obamacare is that Obamacare health plans are offered by private health insurance companies while Medicaid is a government program. For clarity, each of these terms will be considered separately.


Medicaid is a health insurance program which the federal government and individual state governments designed and funded, to provide healthcare coverage for poor Americans who lack money or resources to afford coverage. Its eligibility is also extended to certain people with disabilities.


Obamacare is not a particular health insurance plan or program. The government neither runs nor provides health plans under Obamacare but it only helps people to find affordable health coverage through its health insurance marketplace. Private insurers are made to provide consumers with more affordable plans healthcare options. In some instances, you may be eligible for Obamacare subsidy to help you pay part of your monthly health insurance premiums.

Can I get Obamacare Instead of Medicaid?

Having known the differences that exist between both terms, you may want to ask this question “Can I get Obamacare instead of Medicaid?” if you are eligible for Medicaid but unwilling to use it as your main health insurance, you may consider buying Obamacare. However, you will no longer be qualified to receive tax credits under Obamacare because you have qualified for Medicaid. In view of this, you will be fully charged for any plan you purchase on the marketplace. You may find it tough to afford this coverage.

How to Apply for Medicaid

Here is a guide on how to apply for Medicaid:
• Check whether your state is expanding Medicaid.
• If yes, determine your eligibility based on your income and family size here.
• Visit your state’s Medicaid website. Select your state using the drop-down menu at the top of this page. If you qualify, coverage can begin right away.
• Apply in the marketplace health insurance.

Eligibility for Medicaid

The eligibility for Medicaid is based on income and family size. Certain group of people that required enrollment for Medicaid are children, pregnant women, parents, seniors and individuals with disabilities. There are additional coverage options for states such as individuals who are receiving home and community based services, as well as children receiving foster care.

For more information please call ObamacareQuotes today at (800) 811-2640