Gold plans typically come with higher monthly premiums, but they offer lower costs when you receive healthcare services. These plans are well-suited for individuals who frequently use health services. If you find yourself in need of regular medical attention, you might consider Platinum-level plans, which offer even more cost savings at the point of service. Conversely, if you anticipate requiring less medical care, the Silver and Bronze plans generally have lower monthly premiums but entail higher costs when you access healthcare.
All Gold plans also include free preventive services, such as annual checkups, specific screenings, immunizations, prenatal care, children’s vision care, and preventive and diagnostic children’s dental care.