Platinum plans typically come with the highest monthly premiums among all coverage levels. Nevertheless, when you require medical attention, your expenses will be minimal. Platinum plans are an excellent choice for individuals who frequently use healthcare services. If you prefer a plan with lower monthly premiums but higher costs when accessing care, you may find the lower metal tiers (Gold, Silver, and Bronze) more suitable.
All Platinum plans provide free preventive services, including annual checkups, specific screenings, immunizations, prenatal care, children’s vision care, as well as preventive and diagnostic children’s dental care.