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Should I get an HDHP?

High-deductible health plans (HDHPs) are exclusively offered within Bronze plans. With HDHPs, you have the opportunity to establish a health savings account, known as an HSA, where you can allocate pre-tax funds for potential healthcare expenses. Any money you contribute to this account carries over from year to year if unused. HDHPs are an excellent choice for individuals seeking greater control over their healthcare costs and who anticipate infrequent use of non-preventive medical services.

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