The renewal process typically commences in the fall, just before the open enrollment period. During this period, you have the opportunity to switch or modify your existing plan. If there have been changes in your household size or income, it’s important to report them, as they might qualify you for special enrollment, allowing you to make plan changes.
If you choose not to take any action to renew or change your plan actively, an automatic renewal will occur. This process takes place 30 days after the date indicated on the renewal notice you received by mail, and it will place you into the same plan you had in the previous year, using the most recent household size and income information you provided.