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  4. What is the difference between a coinsurance plan and a copay plan?

What is the difference between a coinsurance plan and a copay plan?

For some services, copay plans and coinsurance plans will have different costs. With coinsurance plans, you’ll pay a percentage of a certain service; with a copay plan, these services will have set prices. This choice in plans is only available at the Gold coverage level.

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