What Plans Cover

Every health insurance plan is required to offer a comprehensive package of essential health benefits, which encompass the following services:

1. Ambulatory patient services.
2. Emergency services.
3. Hospitalization.
4. Maternity and newborn care.
5. Mental health and substance use disorder services, including behavioral health treatment.
6. Prescription drugs.
7. Rehabilitative and habilitative services and devices.
8. Laboratory services.
9. Preventive and wellness services and chronic disease management.
10. Services for children, such as dental and vision care. Dental insurance for children is automatically included in the cost of all health plans obtained through the exchange.

Additionally, you have the choice to enroll in dental and vision insurance separately if desired.