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3 Oct
2018

Obamacare Insurance Telephone Number

Obamacare Insurance Telephone Number

Obamacare Insurance Telephone Number

Obamacare is a popular name in the health insurance industry. However, many do not know that Obamacare insurance telephone number exists.

This post will reveal the telephone number to use whenever you wish to contact the marketplace. Additional information about Obamacare health insurance, open enrollment and its signing up process will also be provided.

Obamacare Insurance Telephone Number

The Obamacare insurance telephone number is 1-800-318-2596 (TTY: 1-855-889-4325). It is usually switched on 24 hours a day, 7 days a week (except holidays). It should be noted that apart from telephone, the Obamacare insurance marketplace can also be contacted via its website, in person or through mail.

What is Obamacare?

What is Obamacare? To find out, one must first understand that Obamacare is the same thing as the affordable care act. It is a law that is put in place to ensure that every American is accessible to affordable health insurance. This is done by offering discounts (known as tax credits) on government-sponsored health insurance plans. Eligible people for this subsidy are those whose household income is between one and four times the federal poverty level, a number that is used by the government for determining the minimum amount of money required for food, shelter and other basic needs. Besides, Obamacare expands the Medicaid assistance program to include more people who cannot afford to pay for health care. It offers significant changes to health insurance policy. For instance, in the past, patients with preexisting medical conditions are either denied health insurance or made to pay exorbitant fees. The case is now different as Obamacare ensured that insurers do not turn down customers nor inflate the cost of health care for such condition.

Obamacare Open Enrollment

The Obamacare open enrollment is the period during which people can buy health insurance coverage for the upcoming year. This period is usually set aside every year in order to prevent people from only buying insurance when they are sick. Observing Obamacare open enrollment annually enables health plan holders to have coverage throughout the year. However, they are expected to pay their monthly insurance premiums as a requirement for coverage continuity. 2018 open enrollment is over. However, the 2019 open enrollment period has been scheduled to take place between Thursday, November 1, 2018 and Saturday, December 15, 2018. Coverage is expected to commence from January 1, 2019.

Signing up for Obamacare

Signing up for Obamacare is easy and straightforward. If you don’t have insurance coverage at your workplace or join a public health insurance program like Medicare or Medicaid, you can visit Healthcare.gov and sign up for private individual health insurance plans on the marketplace. You can also sign up for private Obamacare plans outside open enrollment period. However, certain special circumstances must have necessitated it. Examples are job loss, marriage, divorce, childbirth coverage loss or relocation.

For more information please call ObamacareQuotes today at (800) 811-2640