Select Page

Who is Eligible for Medicare Supplemental Insurance

who is eligible for medicare supplemental insurance

Who is eligible for Medicare supplemental insurance? This is a solid question, and one worth investigating. Not all consumers are in the position to seek additional protection, even though their basic coverage might not be enough. The results are based on who is eligible for coverage in the first place, as well as the financial situation presented during the application. There are plenty of nuances in this system, perhaps simply because it is a government program with private insurance concerns topped on it. Whether going through the federal exchange or through a private health insurance company, you will get conflicting answers. In this article, we will attempt to straighten it all out and hopefully shed some light on the issue.

Who is Eligible for Medicare Supplemental Insurance?

So, who is eligible for Medicare supplemental insurance? Those who qualify for Medicare plan a are automatically qualified for all supplement plans under the law, as long as you are purchasing the programs through the federal exchange, meaning you are purchasing underwritten policies provided by the government. However, there are plenty of private insurance companies who present supplemental plans marketed at you that aren’t actually Medicare plans. If you would fail a medical checkup or don’t have the funds to purchase it, you would not qualify for these plans.

Medicare Disability Requirements

For Medicare disability requirements, as in you are needing to activate your Medicare policy before your 65th birthday due to disability, you would need to speak with a social security or Medicare professional to get the eligibility requirements in order.

Can I Change My Medicare Supplement Plan Anytime?

Can I change my Medicare supplement plan anytime? To be straight, you can change it, but you will need to wait for the open enrollment period to do so.

Who is Eligible for Medicare Supplemental Insurance?

So, who is eligible for Medicare supplemental insurance? It comes down to what the form your supplemental plan takes. Several private insurance companies provide what they call Medicare supplemental plans, but in fact are just private clones of the subsidized plans offered by the social security and Medicare offices. For these, eligibility is based on health conditions and willingness to pay high deductibles and premiums. The others are the ones offered through the government itself, and if you already qualify for Medicare plan a, then you automatically are eligible for any other supplemental plans. Who is eligible for Medicare supplemental insurance is based on what type you are looking to pick up.

For more information please call ObamacareQuotes today at (800) 811-2640