Serving ACA (Obama Care) in Texas, Mississippi, Florida, and Georgia
Serving ACA (Obama Care) in Texas, Mississippi, Florida, and Georgia
Platinum plans typically cover about 90 percent of your medical expenses, with you responsible for the remaining 10 percent.
Obama Care Quotes offers health insurance plans in four coverage levels: Bronze, Silver, Gold, and Platinum.
As you move up the metal category, the percentage of medical expenses covered by a health insurance plan increases, reducing your copays and deductibles. While higher metal tier plans come with higher monthly premiums, your out-of-pocket costs when you require medical care are lower.
for pre-existing conditions
of costs paid by your insurance company
preventive care
on what your plan pays for covered services
children’s dental and vision
Your health plan isn’t just there for you when you’re sick. Stay healthy with annual checkups, vaccines, screenings and more — all at no extra cost to you.
for pre-existing conditions
of costs paid by your insurance company
preventive care
on what your plan pays for covered services
children’s dental and vision
Every plan in the Platinum level has the same comprehensive benefits.
Preventive care visits, screenings, and immunizations are provided at no cost.
Emergency services such as ER visits are likely to come with a large copay or coinsurance rate.
Experience peace of mind as you recover.
Your initial three non-preventive doctor visits don't have a deductible. Just make your copayment at the time of service.
Your plan assists with covering the costs of laboratory tests, medical imaging, and X-rays.
Once you've met your drug deductible, generic prescription costs remain consistent.
They’re different when it comes to how much you pay for premiums and medical services.
The bronze level is also the least expensive of all the levels and has a 60/40 split for coverage after the deductible has been met. Bronze plan deductibles are also high. This type of plan is a step above catastrophic coverage and is best for those who want health care coverage for worst-case scenarios.
A silver-level plan has a higher monthly premium than the bronze-level and offers more coverage with lower costs. The split for coverage on silver plans is 70/30. Deductibles tend to be lower as well, and if you qualify for cost-sharing reductions, you can save even more money on your medical care. However, the cost-sharing reductions are available at the silver level only.
A gold plan tends to have a high monthly premium, but it can also cost the same as a silver plan in some areas. These plans have lower deductibles and lower costs of healthcare. The cost split for a gold plan is 80/20.
The platinum level is the most expensive of all the plans, and provides the most coverage for healthcare. The deductibles are the lowest, and the cost split is 90/10. A platinum plan makes the most sense for those who need ongoing healthcare and want the assurance that almost all costs are covered.
You can get help from a licensed insurance agent right away. It’s always free and confidential. Talk to someone about your options and have them guide you through the process. You can enroll over the phone or online.
Sign up for email updates to get deadline reminders and other important information
Open Enrollment Service Center Hours
Monday to Friday: 9 a.m. to 9 p.m.
Saturday and Sunday: 9 a.m. to 9 p.m.
Invitations for applications for insurance on Obama Care Quotes are made through The Insurance Guys Group only licensed and appointed. License numbers are available upon request and are automatically provided where required by law. State license numbers are available upon request by emailing info@theinsuranceguysgroup.com
Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.
Alfred Edwards NPN: 8662280
Licensed to do business in the following states: Texas license# 1361812, Mississippi license# 10025978, Georgia license# 749237; and Florida license# W897325
